How to Do a Mid-Year Financial Check-In That Actually Works

Ashanti Young
Jun 1
2 min read

Updated: Jun 3

Let's be real. A lot can change in six months. What felt aligned in January might not fit anymore and may feel a little off now.

If your money plan is starting to feel like pressure instead of peace, know that you're not alone. This is your invitation to hit pause, check in with yourself, and to realign your finances with where you are right now.

Start with a Mindset Reset

Financial wellness starts with honesty, not hustle!

Before you update your budget or panic over goals, take a breath. Ask yourself:

What's my current relationship with money?
Am I avoiding it, rushing it, or using it to cope with stress?

These check-in questions will help you be honest, without judging yourself. Because to face your money blocks, you have to start with understanding why they formed in the first place.

Reflect on the First Half of the Year

Forget "Did I hit my goals this year". Instead ask yourself:

What financial wins am I proud of?
What habits actually helped me?
Where did I struggle, and what did that teach me?

For additional support with walking through this, grab the Mid-Year Check In Bundle ----> HERE. This resource will help you reflect, realign and rebuild to finish the year strong!

Let Go of What's Not Working

Just because it was part of your plan doesn't mean it STILL belongs

Take advantage because this is your moment to release:

Overly rigid budgets
Guilt from slipping up
Habits that don't match your current season

Ask: What am I holding onto that no longer serves me? Take your time and give yourself permission to shift if you need to because that's where growth begins.

Reconnect With What You Actually Want

So often we create financial plans based on fear, pressure, or comparison. But your money should work FOR YOU; not the other way around.

Ask yourself:

What do I want my financial life to feel like?
What's my real "why" behind my money goals?
How can I make consistency feel easier, bot heavier?

Keep in mind this reset is about alignment, not adding more to your plate.

Create A System That Actually Works (and Feels Good)

Here's where it all comes together. A good plan doesn't demand perfection, it helps you stay grounded and focused through real-life ups and downs.

That's why I created the Coin Conscious Financial Planner ---> A tool that helps you:

Set goals that reflect your values
Track habits in ways that feel doable
Check in monthly and quarterly with your mindset and progress
Make financial planning part of your wellness routine

Remember this isn't about doing everything. It's about doing what matters CONSISTENTLY!!!!

Final Thought:

You're not behind. You're evolving and this mid-year check-in is your permission slip to slow down, reflect, and move forward with a little more clarity. Remember, you get to decide what to your path is so take what's working and leave out what's not.